Why OnboardXi
Spending has moved online, one tap at a time, and shopping apps are built to keep you buying. Most people make money decisions alone, without a plan and without anyone in their corner.
OnboardXi puts a coach in your pocket. It learns your goals and how much you already know, then helps you take the next right step with simple tools, short lessons and progress you can see.
We help you take control of your money
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Get coaching matched to your level and your goals
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Run the numbers with easy AI calculators
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Set spending guards before the impulse hits
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Learn in short, practical lessons
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Level up as your habits improve
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Track real progress toward every goal
Money is Personal...
Your Coach meets you where you are.
Our Solutions
The AI Money Coach turns good intentions into everyday habits. It helps people:
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See where their money really goes
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Spend with guardrails, not guilt
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Plan for big costs, including true health-care costs
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Build a plan around their own goals
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Pay down debt with a clear path
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Track retirement goals and needs
ONE COACH. THREE WAYS TO MAKE AN IMPACT.
The AI Money Coach App: Personal Coaching for Every Member
Employer Dashboard: Financial Wellness Insights for Your Workforce
Institutional Insights: Trend Data for Banks, Credit Unions & Insurers
Level-based coaching that adapts to what each person knows and wants to achieve.
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AI calculators for budgets, debt payoff, savings and big purchases
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Spending guards that flag risky habits before they add up
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Short lessons and levels that reward real progress
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Goals tracked from first paycheck through retirement
Coaching and education only. The AI Money Coach never gives financial or investment advice and never replaces your advisor.
See how financial stress affects your people without seeing anyone's personal data. Offered as an employee benefit through benefits and payroll partners.
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Anonymized, aggregated workforce financial wellness trends
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Insight into the financial and mental-health pressure points behind turnover
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Benefit planning based on real behavior, not guesses
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A simple add-on to your existing benefits package
Understand what your communities need next, with privacy built in from day one.
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Anonymized, aggregated consumer trends, never individual records
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Spending, debt, savings and true health-care cost patterns
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Signals to design better products, programs and outreach
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No individual's personal data is ever sold
People want help with money that feels personal, and proof that their privacy is protected. OnboardXi is built to earn that trust.
Who We Serve
Individuals and Families.
Starting your first job, paying down debt or planning for retirement, your AI Money Coach meets you where you are. It's private, judgment-free and built to grow your confidence one level at a time.
We never sell your personal data, and we never tell you what to invest in. Your coach works alongside your bank, credit union, employer or advisor, never in place of them.
